The amount of money you pay on your mortgage each month depends on more
than just the amount of your loan. The interest rate and term of loan must
also be considered. Additionally, you should also include homeowners fees
such as taxes, insurance and homeowner association fees (HOA's)
to get a more accurate estimate* of what you total house payment will be.
How Much Home Can You Afford?
*The calculator above is provided as a tool to help you determine the total payment
that you might possibly qualify for. Use of this tool in no way guarantees a loan amount or payment amount that you will
Depending on your loan and down payment, you may be required by the lender
to carry mortgage insurance (MI) which can increase your overall monthly
Pre-Qualifying for a Loan
Getting pre-qualified for a home loan is an essential part of the home
buying process. It helps prevent you from looking at and falling in
love with properties that you simply can't afford.
The pre-qualification process
is relatively painless and can be done over the phone in about 10-minutes
with reputable mortgage loan officer. Be prepared to be open and honest
about your financial situation and provide complete information.
Once you decide to apply for a home loan, this is the information you will
need to get together for your loan application:
W-2's for the past 2 years
2. Most recent paycheck stubs covering
the last 30 days
3. Residence addresses for the past
4. Names & addresses of each employer
for the past 2 years
5. Last 2
months bank statements for all checking/savings accounts
6. Names, addresses, account #'s &
monthly payments on all open loans
7. Addresses of any other real estate
8. Loan information on all real estate
9. Money for credit report and
10. Landlord names and addresses -
past 2 years
11. FHA loans: Photo ID and Social
For help with home
financing, home loans, home mortgage financing, mortgage loans, home
financing, mortgage, Colorado home loans, Colorado mortgages, mortgage
rates, pre-qualifying, pre-approval, FHA, VA, Conventional, current
interest rates & mortgage options - please contact one of my preferred
mortgage loan brokers below who can help you get pre-qualified for a loan.
The companies and contacts below have proven to be outstanding mortgage
brokers who can help with New Home Loans or Re-Financing. There is
absolutely no charge or obligation and the entire process
will take less than 15-20 minutes of your time.
Get Pre-Approved for a
Mortgage Loan Today!
Home Mortgage Alliance -
Tiffany Swisher - (303) 327-6689
Caliber Funding -
David Thomas - (720) 439-3313
Fairway Independent Mortgage
- Kari Abt
- (303) 489-1205
America's Mortgage -
Tenby Dahman - (303) 862-7760
What is the difference between pre-qualifying and pre-approval?
CLICK HERE FOR MORE INFO ON MORTGAGES & MORTGAGE LOANS
If you have any questions about
this mortgage calculator or just want someone to talk to about the whole
process without any pressure or obligation, contact our
Denver Realtor Anthony Rael at 303-520-3179.
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